Insurance - A Comprehensive Service
Protect what matters to you.
Throughout your working life, while providing for your daily living, your future needs to be protected. In particular, your income needs to be safeguarded in case you become sick or injured and aren't able to work for a period of time. Unfortunately in life things don't always go as planned, and many unforeseeable circumstances can cause financial stress on you and your family.
Implementing wealth protection is a way to minimise the financial impact that these unforeseen situations can have, and insurances form the foundation of any financial plan. However, despite recent increases in insurance cover (mainly due to default insurances being provided by superannuation funds), Australia remains as one of the most underinsured countries in the world. Findings from Rice Warner’s 2015 Research Report "Underinsurance in Australia" indicates Australians are underinsured by $471 billion for life cover and $3,435 billion for income protection cover.
Life insurance, Disability/Trauma cover and Income Protection are among the most common types of wealth protection, and implementing some simple insurances strategies can really go a long way in ensuring your you and your family are protected in the best possible way in a case where you would be unable to provide an active income. Although sometimes a daunting prospect, it is important to consider what would happen if somethings was to affect the cash flow of you and your family. How will the bills get paid ? Would you be able to maintain your standard of living ? Addressing these potential problems in the present potentially save you in the future. Give customers a reason to do business with you.
Although many everyday Australians understand the importance of adequate insurance, everyone knows that insurance can be expensive, and due to cashflow restrictions, most of us s cannot afford the extra expense of insurance.
This is where the Qwealth service can help. We can show everyday Australians a way to get the peace of mind they deserve, and can show you strategies to minimise the effect that insurances have on your cash flow, and in many instances, insurances do not have to affect your cash flow in any way.
A unique aspect of the Qwealth services is that we are offer strictly independent financial advice, and as a result, we are able to compare all the major insurers, as to ensure you get the best possible cover for your needs. We are partnered with all the major insurers, so you can have peace of mind that you are getting the best possible deal. You can navigate through our insurances section here to view all the major insurers that we use. We use a large panel of insurers including Zurich, One Path and AIA.
Please don't hesitate to contact us and allow us to help you secure you and your family's future. We'd be more then happy to help, and you don't need to worry as all initial consultations are obligation and cost free.